The policy can be purchased for a term of 1, 3, 6, 9 or 12 months.
In the event of any major or minor collision, the vehicle must be stopped, the warning signal activated and an emergency sign or triangle placed to give a signal to other drivers of the collision ahead of them. In the event of a collision with another vehicle without injured persons, it is appropriate to keep the agreed statement in the car or to use the agreed statement mobile app.
Either on paper or electronically, but the procedure and rules for completing the agreed statement remain unchanged. a customized statement may be made only if the specific accident meets the following characteristics: mobile application
If any of the above conditions of a traffic accident do not occur, then the accident must be reported to the State Traffic Police.
It should be borne in mind that the agreed statement may not be amended after it has been completed. Both drivers are entitled to one copy each. When submitting the agreed statement to the insurer, it is recommended to attach photos from the scene as well.
Statistics show that collisions with forest animals and also birds are occurring more and more often in Latvia. Whether it is a wild animal or a pet, if the vehicle is involved in such a collision, it is mandatory to report the incident to the State Road Police by calling 112. Don't worry, no one will punish you for the collision with the animal and most likely the police will not have to wait for the scene.
Important to remember: Never take a fallen animal away from the scene! Otherwise, the hunting law would be violated and you could be fined a considerable amount. For your own safety, you should definitely not approach a fallen animal, because if a fallen animal is alive, it can become unpredictable in a state of shock and even attack its rescuers.
Unfortunately, MTPL will not cover expenses incurred in the collision with an animal incurred by your car. In such an accident, you will have to take care of the car repair and its costs yourself. Compensation for car repairs after a collision with an animal will be reimbursed by CASCO insurance, but MTPL will not reimburse. The exception is only if when buying a MTPL policy you have asked your insurer to include such a risk for an additional fee or if you have bought Golden MTPL policy which is issued by Compensa insurance company.