Compare Personal accidents insurance

What is personal accidents insurance

An accident insurance policy provides compensation for expenses incurred if a person suddenly suffers from a serious injury (bone fractures, concussion, burns or frostbite and other injuries) or death. The policy covers medical expenses, outpatient contributions, treatment and rehabilitation expenses after accident.

In addition to the above, accident insurance can protect you and your loved ones from income loss or credit in the event of incapacity for work if affected by an accident.

Some insurance companies offer accident insurance tailored specifically to children, such as being insured a school bag, accidents inside, outside or during training, and the child's civil liability.

When will the accident policy apply

Accident insurance works worldwide. It will also apply to injuries at work, school or in a traffic accident. Depending on the insurance program chosen, the policy may also include critical, or crisis insurance.

How do I choose the best accident insurance policy

Compare the programs offered, the risks involved, and their limits. Evaluate whether you need include sports activities in the policy. Before purchasing a policy, we recommend that you read the insurance terms and conditions exceptions.

What is critical illness insurance

Critical illness insurance is intended to protect a person from financial loss caused by can cause serious illness, including cancer, myocardial infarction, stroke, paralysis, and Lyme disease.

Critical illness insurance will cover losses due to, for example, incapacity for work (regular income loss), mortgage payments or accommodation for a person with special needs.

What is Civil Liability Insurance

It covers the costs you would have to pay out of your own pocket if another person has injuries, damage to property or property. Liability insurance also covers the costs of any from these cases may result in administrative or legal costs that you would have without insurance be covered by yourself.

Situations in which civil liability insurance is useful:

• While playing football in the yard, a window in a neighbor's house was accidentally slammed.
• A neighbor's apartment was leaked due to a washing machine defect or broken pipes.
• An electric car was accidentally scratched while riding an electric scooter.

How do I claim Accident Insurance

Each insurer has its own procedure, but the most convenient and popular ways to apply for insurance indemnity are fill out the form online or call.